Guardian General’s History

Guardian General Insurance Limited is a subsidiary of Guardian Holdings Limited, a publically traded company in Trinidad and Tobago. Guardian General Insurance Limited (GGIL) is the amalgamation of Caribbean Home Insurance Company Limited and NEM (West Indies) Insurance Limited (NEMWIL), with over one hundred (100) years in the general insurance business with operations in:

  • Anguilla
  • Antigua
  • Aruba
  • Bahamas
  • Barbados
  • Belize
  • Bonaire
  • British Virgin Islands
  • Cayman Islands
  • Curaçao
  • Grenada
  • Guyana
  • Jamaica
  • Montserrat
  • St. Kitts
  • St. Lucia
  • St. Maarten
  • St. Vincent
  • Trinidad & Tobago
  • Turks and Caicos
  • US Virgin Islands

Guardian General Insurance Limited is rated A-Excellent by A.M. Best.  A.M. Best Company is the foremost rating agency specialized in analysing the financial strength of insurance companies. For yet another year, Guardian General Insurance Limited (GGIL) has been affirmed with the financial strength rating (FSR) of A- (Excellent) and has an excellent track record of claims management after major catastrophes such as Hurricane Ivan.

Auto Coverage

Auto Coverage

Commercial Use, Private Use, Taxi, Bus, Fleet
Marine Coverage Hull Pleasure

Marine Coverage

Hull Pleasure, Commercial, Cargo

Half a Million Dollar Public Liability, Emergency Access, Public Liability, Personal Liability, Burial Assistance

Auto Coverage

Engineering Cover

Contractors All Risk, Equipment, All Risk Policies
Marine Coverage Hull Pleasure
Hotel, Restaurants, Stores, Stock, Equipment, Burglary
Professional Indemnity, Public Liability, Employer’s Liability
Auto Coverage


Bonds, Mortgage Indemnity, Money Insurance
Personal Accidents


Guardian General Insurance Limited in Belize

On January 1, 1987, Guardian General Insurance Ltd (GGIL) commenced operations in Belize trading under the name N.E.M (West Indies) Insurance Ltd (NEMWIL) with Agency representation from Victor L. Bryant & Company Ltd until 2010. In August 2008, GGIL expanded its operations in Belize with Balderamos Insurance Services (Belize) Ltd (BIS) which is owned by Mr. Eddie Balderamos. We have now added Simpson’s Insurance Agency to our family of Agents.

GGIL has been an active player in the Belize Market for over three decades, with authorization to transact all major lines of P&C Insurance business. GGIL continues to make substantial strides in this market in with growing market presence and goodwill.

GGIL’s strategies for 2016 are directed towards distinguishing the Company and its offerings from that of the local competitors, with the full support of the Company’s new agent Simpson’s Insurance Agency Ltd. GGIL will also lend focus to other avenues for potential growth, through its human capital by investing in technical development/ training /education.

GGIL’s additional investments in Belize aim towards creating a renewed footprint within this market. These investments will be heavily geared towards advertising campaigns, customer education and client relations in efforts to promote enhanced brand awareness and client confidence.

Growth and Commitments to our Clients

GGIL Core Values

Visit Guardian Group Website

Contact Info

2nd Floor of Habet’s Building,
Cor. Constitution Dr., Belmopan
Phone: +(501) 822-3585 | +(501) 822-3587
Mobile: +(501) 615-3587 | +(501) 607-6465


Guardian Group