Home Insurance
Residential Property
Guardian General’s Homemaker’s Inclusive Policy is designed to safeguard your most valuable asset—your home. Whether it’s protection against fire, floods, theft, or natural disasters, this policy covers your building, personal contents, computers, and even liability to domestic employees and the public. With coverage tailored for everyday living and unexpected events, you can rest easy knowing your home and loved ones are well-protected.
Guardian General’s Homemaker’s Inclusive policy provides coverage for the following:
- Building(s)
- Contents
- Specified Personal Items
- Personal Computers
- Liability to domestic Employees and to the Public
Perils covered under insurance of the building/contents
- Fire, explosion, lightning, thunderbolt and subterranean fire
- Earthquake, volcanic eruption and tsunami
- Flood
- Windstorm, hurricane and tornado
- Riot and Strike, labour or political disturbances
- Malicious persons
- Collapse due to subsidence or landslip
- Escape of water from a fixed water, drainage or heating installation or from a washing machine, dish washer or waterbed
- Theft or attempted theft
- Collision by an aircraft or other aerial devices, (and anything dropped from them), vehicles or animals
- Falling radio or television aerials (including satellites dishes) their fittings and masts
- Falling trees or branches or utility poles. We will pay for the cost of removal provided that they have caused damage to the insured buildings.
- Smoke meaning the sudden unusual and accidental damage from smoke
- Specific exclusions apply to the policy cover