Hurricane Readiness Guide

Protect What Matters Most in Belize

Living in Belize means preparing for hurricane season is not optional—it’s essential. Each year, storms threaten homes, businesses, and livelihoods across the country. The key to minimizing damage and financial loss is early preparation and the right protection.

At Simpson Insurance Agency Limited, we help you stay ready with trusted insurance solutions, expert guidance, and ongoing support. With the right plan in place, you can face hurricane season with confidence—knowing your family, property, and future are protected.

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Hurricane

Explore our step-by-step guide below, including Before the Hurricane: Your Preparation Checklist, During the Hurricane: Stay Safe, and After the Hurricane: Recovery & Claims Support, to ensure you are fully prepared and supported throughout hurricane season.

Before

Checklist

Preparation is your strongest defense. Taking action early reduces risk, stress, and costly damage.

  • Confirm your policy is active and up to date
  • Understand your coverage limits, deductibles, and exclusions
  • Ensure adequate protection for your home, business, contents, and vehicles

Tip: Hurricane season is the ideal time to review your policy. Contact us to ensure you’re fully covered before a storm approaches.

  • Inspect and reinforce roofs, windows, and doors
  • Install hurricane shutters or board windows if necessary
  • Secure or bring indoors outdoor furniture, signage, and loose items
  • Trim trees and branches near buildings and power lines
  • Clear gutters, drains, and waterways to prevent flooding

Have enough supplies for several days:

  • Drinking water
  • Non-perishable food
  • Flashlight and batteries
  • First aid kit and medications
  • Mobile chargers or power banks
  • Create digital backups of IDs, insurance policies, and contracts
  • Store physical copies in waterproof containers
  • Identify evacuation routes in advance
  • Know approved shelters in your area
  • Share emergency plans with family or staff

During

Checklist

When a hurricane is active, your safety comes first.

  • Stay indoors and away from windows and glass doors
  • Move to a secure interior room if needed
  • Turn off utilities only if instructed by authorities
  • Follow official updates and advisories
  • Keep your phone charged and accessible

Remain calm and wait for official clearance before leaving your shelter.

After

Checklist

Once the storm has passed, take the right steps to protect your safety and support your insurance claim.

  • Return only when authorities declare it safe
  • Watch for hazards like power lines, flooding, or structural damage
  • Take clear photos and videos of all damage
  • Capture both wide-angle and close-up images
  • Do not begin permanent repairs until assessed
  • Make temporary fixes to prevent further damage

Contact Simpson Insurance Agency Limited to begin the claims process. Our team will guide you step-by-step to ensure a smooth and timely resolution.

We don’t just provide coverage—we stand with you during recovery.

Why Exclusions Matter

Not all damage is automatically covered. Understanding exclusions helps you avoid gaps in protection. We encourage regular policy reviews so you can make informed decisions and stay fully protected.

Understanding Your Insurance Coverage

Knowing your coverage before a hurricane hits can save time, money, and stress.

Get Prepared Today

Hurricane preparedness starts with a conversation—and protection starts with confidence.

Contact Simpson Insurance Agency Limited today to review your coverage and ensure you’re ready for the season ahead.

Helpful Resources

Download our Hurricane Preparedness Checklist
Visit our Claims Support Page
Stay updated with local emergency advisories
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